Most people are quite passionate about their pets. As
a mater of fact, they consider their pet a member of the family, whether
it be a dog, cat, horse or any other animal that they have come to know
and love. Therefore, it makes perfect sense to realize that most of
these folks protect their pets from illness and accidents by purchasing
pet insurance. Of course, in most cases, pet insurance covers more than
just veterinarian fees. It also offers cover for public liability
perchance your pet bit someone or caused some type of accident. These
days, everyone is on the look for ways to make money in this poor
economy. Say your dog escapes from your premises and runs into the
street, causing a car to veer and crash. You could be liable for injury
to the driver and passengers, which could cost thousands of pounds.
Keeping in mind that the House of Lords in 1996, passed a rule that
broadened reasons for pet owners for liability because of a pet to a
third party, it certainly makes sense to shop for pet insurance if you
own a pet that is not covered. Most commonly, animals like horses and
dogs are considered for public liability pet cover, whilst cats and
other small animals are generally not covered.
Probably the biggest need for pet insurance is due to pet illnesses or
accidents. Although most insurers will offer different levels of cover,
it is most advisable to make sure your pet is covered for life, because
some policies will not cover older animals. Lifetime insurance for your
pet is a wise purchase, as it will cover a pet suffering from a
condition that might require many months or years of treatment. For
example, if your dog suffers from arthritis or diabetes, it might live a
long time but require years of treatment.
Statistically, it is estimated that one out of two pets need to visit a
veterinarian yearly. With vet fees soaring, the average bill usually
costing £300 or more, it's no wonder that pet insurance is becoming more
of a necessity than a commodity. If any type of complex treatments are
necessary, bills can run into thousands of pounds. For a small monthly
premium, you can have peace of mind, and your pet can receive the best
Caring For Your Pets
Obviously a pet owner's wish is to never have to
utilize their pet insurance policy. Unfortunately most do. However,
there are some tips you can take to keep your pet as healthy and happy
as possible to avoid constant vet visits.
1. Give your pet a whole lot of love. If your pet knows he is loved, he
will be happy and less stressed out, which often times can lead to
2. Purchase or adopt an animal that will fit into your lifestyle and
that of your family. If you have children, any animal you own should be
easy going and capable of handling the excitement and playfulness that
children bring to the table.
3. If you own a cat or dog and don't plan on breeding, make sure the
animal is neutered. Unfortunately the animal shelters are over run with
unwanted animals, and sadly, many are euthanized, because there are not
enough people who wish to adopt.
4. Feed your animal a proper diet. Obesity in animals is on the rise,
and is caused by overeating and/or feeding your pet the wrong foods.
Table food is a no no for pets, as it is usually high in calories that
pets simply don't need.
To keep your pet healthy, buy the appropriate food to suit the animal
you own, and take into consideration the age of your animal. .